Merced Community College District

Merced, CA

Current Status: Active

Salary Reduction Agreement Forms (SRA)

403(b) Downloadable PDF SRA
PLEASE NOTE: Return this form as instructed within. To utilize the full functionality available within this PDF form, Adobe Acrobat is recommended. If using Chrome as your web browser, you will need to save the form and open in Adobe Acrobat prior to completing it electronically.

403(b) Providers

American Century Services LLC  [Fee: $3.00]
American Fidelity Assurance Co. 
American Funds Service Company  [Fee: $3.00]
American United Life Ins Co 1  [Fee: $3.00]
Americo Financial Life/Annuity 
Ameriprise Financial/RiverSource 
Athene Annuity and Life (Aviva) 
Brighthouse Life Ins (MetLife CT/Travelers) 
California Teachers Association (CTA)  [Fee: $3.00]
CalSTRS Pension 2 (VOYA)  [Fee: $3.00]
Corebridge Financial (formerly AIG/VALIC) 
Equitable (formerly AXA) 
Fidelity Management Trust  [Fee: $3.00]
Fiduciary Trust Co. of New Hampshire (Formerly Waddell & Reed) 
Fiduciary Trust Intl-Franklin Templeton  [Fee: $3.00]
Global Atlantic Financial Group 
GLP & Associates  [Fee: $3.00]
Great American Insurance Group ** [Fee: $3.00]
GWN/Employee Deposit Acct 
Horace Mann Life Ins. Co. 
Industrial Alliance Ins & Fin. Serv. Inc 
Invesco OppenheimerFunds 
Jackson National Life III  [Fee: $3.00]
Lincoln Investment Planning 
Lincoln National 
Midland National Life Insurance 
Modern Woodmen of America 
National Life Group (LSW) 
North American Company 2 
NY Life Ins. & Annuity Corp. 
Orion Portfolio Solutions, LLC (Formerly FTJ FundChoice)  [Fee: $3.00]
Pacific Life Insurance Company 
PenServ SmartSAV (formerly Foresters) 
PFS Investments 
PlanMember Services Corp. 
Putnam Investments 
ROTH - California Teachers Assoc. (CTA)  [Fee: $3.00]
ROTH - CalSTRS Pension 2 (VOYA)  [Fee: $3.00]
ROTH - Corebridge Financial (formerly AIG/VALIC) 
ROTH - Equitable (formerly AXA) 
ROTH - Fidelity Management Trust  [Fee: $3.00]
ROTH - Great American ** [Fee: $3.00]
ROTH - Horace Mann Life Ins. Co. 
ROTH - Industrial Alliance Pacific 
ROTH - Invesco OppenheimerFunds 
ROTH - Lincoln Investment 
ROTH - MetLife 
ROTH - National Life Group (LSW) 
ROTH - Orion Portfolio Solutions, LLC (Formerly FTJ FundChoice)  [Fee: $3.00]
ROTH - PenServ SmartSAV (formerly Foresters) 
ROTH - PlanMember Services Corp. 
ROTH - Primerica Financial Services 
ROTH - Security Benefit 
ROTH - The Legend Group, A Lincoln Investment Company 
ROTH - Voya Financial (Reliastar) 
ROTH - Voya Financial (VRIAC) 
Security Benefit 
The Legend Group, A Lincoln Investment Company 
Thrivent Financial for Lutherans 
TIAA-CREF  [Fee: $3.00]
TransAmerica  [Fee: $3.00]
Transamerica Fund Services, Inc. - 403(b)  [Fee: $3.00]
USAA Life Insurance Co. **
Vanguard Fiduciary Trust Co.  [Fee: $3.00]
Voya Financial (Reliastar) 
Voya Financial (VRIAC) 
Western National (Corebridge) - 1  [Fee: $3.00]

Service providers with a double asterisk notation (**) are not authorized to accept new accounts under your employer's plan. Please contact Tax Deferred Solutions with any questions.

A fee of $3 per month is charged to each investment provider by the employer's plan administrator to cover the costs of administration. Many investment providers have agreed to pay this fee and do not pass it along to the plan participants. Some investment providers may require that the plan administration fee be paid by the plan participant. If the participant Is responsible for paying this fee it will be noted above and deducted through an after-tax payroll deduction.

Plan Features

Eligible Employees
All employees, but student-teachers or teacher’s aides (i.e., a person providing service on a temporary basis while attending a school, college or university) described in Code section 3121(b)(10) are not eligible to participate in the Plan.
Employer Non-Elective Contributions
Available; up to 50% of total account values, subject to availability and additional restrictions applied by individual vendors
Financial Hardship Distribution
Available; pursuant to Section 1.401(k)-1(d)(3)(iii)(B) of the Income Tax Regulations, subject to availability and additional restrictions applied by individual vendors
Transfers into Plan

(A transfer of assets from one employer’s 403(b) plan to another)

Transfers Out of Plan

(A transfer of assets from one employer’s 403(b) plan to another)

Service Based Catch-Up

(Permits eligible employees with a given number of years of service to contribute additional money to their 403(b) beyond their base limit. See form for details and limit amounts.)

Not Available
Rollover Contributions

(A contribution of a distribution from another plan (i.e. 401(k), 457, IRA))

Please call to inquire
Contract Exchanges

(A change of investment within a 403(b) plan)

Available. Please note that the new investment provider must be participating in your Employer's 403(b) plan (see list above).

(i.e. Separation from Service, Attainment of 59 ½ years of age, Permanent Disability, or Death)